I work with you on a personal level to determine the best solutions for your unique needs, then leverage my seasoned expertise to achieve the best possible results.


I am your trusted partner in success. I offer a full range of professional services at a fair price to give you the individual attention that you deserve.


Rest assured that when a need arises, I am ready and capable to handle everything for you so you can focus on what matters most to you.


Featured in Forbes’ Top 100 Must-Follow Tax Twitter Accounts For 2021 and Bloomberg’s Tax Professionals to Follow on Social Media in 2022

Phyllis Jo Kubey has been preparing tax returns and offering tax planning and consultation since 1986. In 1985 she enrolled in H & R Block’s tax preparation course to learn to better prepare her own income tax returns. She fell in love with the work (and they with hers – they hired her out of the class to work for the company) and worked part-time for Block in January of 1986. This was an amazing opportunity with excellent training and exposure to many types of tax returns and situations. Also, it was in the days before computerized tax preparation programs – working with pencil, adding machine, and actual tax forms – giving Ms. Kubey the increasingly rare (as younger preparers work with computerized tax preparation right away and trusting the usually accurate, but not always, tax preparation software) experience of actually working out the calculations involved in a complex tax return and knowing where all the information flows on both federal and state returns. Ms. Kubey opened her own tax business later that year and has been in business continuously for 30+ years. She continued to work part-time for H & R Block until 1989, when she left to devote more time to her own business.

Ms. Kubey has earned the professional licenses of Certified Financial Planner (CFP®), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Enrolled Agent (EA). She is a fellow of the National Tax Practice Institute (NTPI) and a member of the National Association of Enrolled Agents (NAEA), National Association of Tax Professionals (NATP), National Society of Accountants (NSA), National Society of Tax Professionals (NSTP), NCPE Fellowship (NCPE), Financial Planning Association (FPA), The American Payroll Association (APA), and a non-attorney member of the American Bar Association (ABA).

National Tax Practice Institute:

National Association of Enrolled Agents:

National Association of Tax Professionals: National Society of Accountants:

National Society of Tax Professionals: NCPE Fellowship:

Financial Planning Association:

Accredited Tax Preparer/Accredited Tax Advisor:

Ms. Kubey subscribes to numerous comprehensive tax research services and many professional publications to stay current and to have access to the most up-to-date tax information available. She moderated the NYSSEA Tax Questions Google Group, a forum for NYS Enrolled Agents, for many years and remains an active participant.

To maintain the licenses listed above, Ms. Kubey takes numerous continuing education credits each year for tax and financial planning certification.

As an enrolled agent/EA, Ms. Kubey is admitted to practice before the IRS and most state taxing authorities and enjoys the same practice privileges as CPAs and Attorneys.

EAs are the only tax professionals permitted to practice in all 50 states by the U.S. Treasury Department. EAs not only prepare returns but can represent taxpayers before all administrative levels of the IRS. They run interference between you and the IRS and state taxing authorities to ensure that you get fair treatment.

Ms. Kubey specializes in IRS and state tax-related representation – audits, collection, non-filing cases, etc. – and has particular expertise in areas relating to musicians, actors, artists, non-resident alien tax issues, US citizens working abroad, same-sex couples, and clergy.

Ms. Kubey is active with NYSSEA (New York State Society of Enrolled Agents), having served as a Director and an Officer, President from 2020-2022, and  NYSSEA’s Immediate Past President from 2022-present. She has been featured in the Member Spotlight of the National Society of Accountant’s magazine, Main Street Practitioner. Ms. Kubey has served as a panelist on the Tax Talk Today online series discussing Ethics & Standards for Tax Professionals, The Affordable Care Act and its impact on tax professionals, International Tax Issues – US Citizens and Residents living and investing Abroad, Credit Where Credit is Due – Personal Tax Credits and Preparer’s Due Diligence, and The Ethics Triangle – The Balancing Act Among Practitioners, Clients, and the IRS.

On July 26, 2018, Ms. Kubey was honored to represent NAEA, testifying before Congress (Senate Finance Committee subcommittee on Taxation and IRS Oversight), giving the tax practitioner’s perspective on improving tax administration today.

Links  to  written testimony and archived video are here: improving-tax-administration-today

C-SPAN archive is here:

Ms. Kubey served as Chair of the NAEA PAC steering committee for many years, is a member of the NAEA PAC Board, and is active in both federal and state/local advocacy efforts promoting effective tax administration, the enrolled agent credential, and championing taxpayer rights. In August 2015, at NAEA’s national conference, she was presented with the prestigious NAEA Bill Payne Advocacy Award – recognizing her commitment to advocacy on behalf of enrolled agents. In October 2015 and again in October 2018, at NYSSEA’s annual conference, she was presented with the NYSSEA President’s Award. Ms. Kubey was selected by NYSSEA to attend the Schuldiner/Smollan Leadership Academy and completed that program in June 2015. SSLA offers leadership training to members of NAEA/NYSSEA who have shown leadership potential. In October 2016, Ms. Kubey was presented with NYSSEA’s Excellence in Public Awareness Award. In May 2020, Ms. Kubey was presented with NAEA’s Lee T Byrd Outstanding Volunteer Award. She received NYSSEA’s prestigious Founders Award in October 2020.

Ms. Kubey was appointed in January 2017 to serve on the IRSAC (Internal Revenue Service Advisory Council) – and served for four years. The IRSAC, a panel of tax experts appointed from all over the United States, advises the IRS on policy, procedure, programs, and initiatives. She chaired the IRSAC’s SBSE/W&I (Small Business/Self-employed and Wage & Investment) subgroup in 2018 and chaired the Wage & Investment subgroup (as the IRSAC absorbed two other advisory councils and split SBSE and W & I into separate subgroups) in 2019 & 2020. Here’s what the IRS Wage & Investment Division covers: She also serves as a volunteer member of the IRS Refundable Credit Summit.

You can find Ms. Kubey talking taxes on X (FKA Twitter) – @PKubeyEA.

In 2022, Ms. Kubey began writing for Think Outside the Tax Box (with 10 articles published in 2022) and also wrote for the NAEA Journal.

Ms. Kubey has a Master of Music in voice from The Juilliard School and is also a Certified Teacher of the Alexander Technique. She joined the Board of Directors of Voices of Ascension in January 2019 and currently serves as Vice President, Chair of the Advancement Committee, and Finance Committee member. She also joined the Carnegie-Mellon University College of Fine Art Dean’s Council in 2023.

Some “sightings” of Phyllis are here:




CNBC 12/22/2023: IRS to send taxpayers a ‘special reminder letter’ about debt. Who may get one and what to expect – Kate Dore


MarketWatch 11/18/2023: Inflation adjustments won’t save you from paying taxes on 85% of your Social Security benefit – Beth Pinsker:


Tax Notes Today (subscription required) 10/9/2023: New Tax Pro Account Features Are a ‘Step in the Right Direction’ – Jonathan Curry:


Law360/Tax Authority 8/31/2023: Account Upgrades Could Save Tax Pros From IRS Headaches – David van den Berg:


LandmarkWest 8/29/2023: Song, Taxes, Movement – Claudie Benjamin:


Tax Notes Today (subscription required) 8/28/2023: IRS Toys With Redesigning ID Verification Letters to Boost Uptake – Jonathan Curry:


CNBC 8/20/2023: Lawmakers weigh tax rule ‘backslide’ for Venmo, PayPal users, says analyst. What it means for you – Kate Dore


Tax Notes Today (subscription required) 5/15/2023: ABA Section of Taxation Meeting: IRS Plans to Phase Out Faxing – Lauren Loricchio:


MarketWatch 5/14/2023: You may have overpaid your Social Security taxes thanks to the Great Resignation – Beth Pinsker:




Bloomberg Tax 12/31/2021: Tax Professionals to Follow on Social Media in 2022 – Kelly Phillips Erb:


Bloomberg Tax 2/11/2022: Spotlight on NYSSEA President Phyllis Jo Kubey – Kelly Phillips Erb:


Think Outside the Tax Box 3/15/2022: I Won! Now What? What is the Tax Price of Success? – Phyllis Jo Kubey, EA CFP


CNBC 3/21/2022: There are 4 weeks until the tax deadline. What filers need to know – Kate Dore:


CNBC 3/23/2022: Your Wealth – Jim Pavia:


Tax Notes Today (subscription required) 4/1/2022: Enrolled Agents Have Mixed Reaction to Fee Increases – Caitlin Mullaney:


Think Outside the Tax Box 5/1/2022: The Bucket List (Part 1): Living Large in Retirement While Minimizing Your Taxes – Phyllis Jo Kubey, EA CFP:


Think Outside the Tax Box 5/15/2022: The Bucket List (Part 2): Living Large in Retirement While Minimizing Your Taxes – Phyllis Jo Kubey, EA CFP:


Tax Notes Today (subscription required) 5/11/2022: Tax Pros Livid Over IRS Destroying Information Returns – Jonathan Curry:


CNBC 5/12/2022: Tax professionals ‘horrified’ by IRS decision to destroy data on 30 million filers – Kate Dore:


CNBC 5/13/2022: Leading House Democrat Bill Pascrell demands Biden replace IRS chief over tax document destruction ‘scandal’ – Dan Mangan


CNBC 5/24/2022: Still missing your tax refund? You’ll soon receive 5% interest – but it’s taxable – Kate Dore


Think Outside the Tax Box 6/1/2022: Avoiding Underpayment of Estimated Tax Penalties – Non-traditional Strategies for Individuals – Phyllis Jo Kubey, EA CFP:


CNBC 6/21/2022: Tax Pros ‘very skeptical’ about expanded IRS voice bots for payments plans – Kate Dore:


Think Outside the Tax Box 7/1/2022: Tax Planning for Clergy – Phyllis Jo Kubey, EA CFP:


CNBC 7/20/2022: Democrats are pushing for a free IRS tax filing service. Tax pros worry it’s an ‘administrative nightmare’ – Kate Dore:


NAEA Journal July/August 2022 (member login required): What is the Big Deal About Boechler? – Phyllis Jo Kubey, EA:


Think Outside the Tax Box 8/1/2022: Tax Planning – It’s Not Just for the Wealthy (Part 1) – Phyllis Jo Kubey, EA CFP:


Think Outside the Tax Box 8/15/2022: Tax Planning – It’s Not Just for the Wealthy (Part 2) – Phyllis Jo Kubey, EA CFP:


Tax Notes Today (subscription required) 8/25/2022:  Tax Community Cheers IRS’s Broad Grant of Penalty Relief – Jonathan Curry:


Think Outside the Tax Box 9/1/2022: Who You Gonna Call? Not the IRS – A Guide to IRS Online Tools – Phyllis Jo Kubey, EA CFP:


Tax Notes Today (subscription required) 9/2/2022: IRS Urged to Extend Deadline for Late-Filing Penalty Relief – Lauren Loricchio:


Think Outside the Tax Box 10/1/2022: The Tax Lives of Performing Artists – Phyllis Jo Kubey, EA CFP


Think Outside the Tax Box 10/31/2022: IRS Math Error Notices – What are they and Why Does it Matter? – Phyllis Jo Kubey, EA CFP:


Tax Notes Today (subscription required) 11/11/2022: Rettig’s Legacy: The Straight-Shooting COVID Commissioner – Jonathan Curry:


Tax Notes Today (subscription required) 11/17/2022: Extra Funds Lend ‘New Flavor’ to IRSAC’s Recommendations – Jonathan Curry:


CNBC 12/12/2022: ‘Early filers’ should wait to submit their tax return in 2023, the IRS warns. Here’s why – Kate Dore:




Tax Notes Talk Podcast 2/11/2021: Practitioners Anticipate Tax Filing Season Wins and Woes:


Accounting Today 2/11/2021:  The wrong idea: Clients’ wacky notions about taxes – Jeff Stimpson:


Forbes/Tax Notes Today (Podcast) 2/17/2021: Practitioners Anticipate Tax Filing Season Wins and Woes:


Tax Notes Today (subscription required) 3/15/2021: Preparers Eager for Guidance on Unemployment Exclusion, Credits – William Hoffman:


Tax Notes Today (subscription required) 3/18/2021: Return Filing Extension Receives Widespread Approval – William Hoffman:


Forbes 4/10/2020: The 2021 Estimated Tax Dilemma: What Tax-Return Pros Are Doing and Telling Clients – Bruce Brumberg:


Tax Notes Today (subscription required) 5/19/2021: Practitioners Cast Wary Eye on Periodic Advance Child Credit – William Hoffman:


Bloomberg Tax (subscription required)/Bloomberg Law/Accounting Today 6/21/2021: Tax Pros Caution Some Clients on Taking Monthly Child Tax Credit – Allyson Versprille:


Tax Notes Today (subscription required) 6/22/2021: Automated Powers of Attorney Promise Big Time Savings – William Hoffman:


Tax Notes Today (subscription required) 7/20/2021: IRS Tax Pro Accounts Automate Taxpayer Representation – William Hoffman:


Tax Notes Today (subscription required) 10/18/2021: Tax Pros Pan Financial Reporting Plan and Worry About Aftermath – William Hoffman:




Tax Notes Today (subscription required) 1/27/2020: Preparers Cautiously Optimistic for Normal 2020 Filing Season – William Hoffman:


Tax Notes Today (subscription required) 1/31/2020: IRS Rules, Better IT Services Drive Preparers to Cyberpros – William Hoffman:


Accounting Today 1/31/2020:  Before the Rush: Tax Pros discuss early-season marketing

– Jeff Stimpson:


Accounting Today 2/3/2020: Squeeze Play: Preparers’ most time-consuming early-season tasks – Jeff Stimpson:


Accounting Today 3/6/2020: Tax pros prepare for the coronavirus – Jeff Stimpson:


Accounting Today 3/13/2020: The war on fraud: Protecting clients from tax scams – Jeff Stimpson:


Tax Notes Today (subscription required) 3/18/2020: Tax Pros Skeptical of IRS Payment Deferral, but Welcome Relief – William Hoffman:


Tax Notes Today (subscription required) 3/26/2020: Exams, Payments Suspended in IRS Coronavirus Response – William Hoffman:


Tax Notes Today (subscription required) 4/9/2020: Tax System Bracing for Coronavirus Relief Scams – William Hoffman:


Tax Notes Today (subscription required) 4/13/2020: IRS Opens Portal for Nonfilers’ Virus Relief Direct Deposit Info – William Hoffman:


Bloomberg 4/16/2020: Recipients of Virus Payments Include the Recently Deceased:


Bloomberg 4/16/2020: New IRS Page Lets Americans Check on the Status of Their $1200:


Tax Notes Today (subscription required) 4/28/2020: Practitioner Services a Question Mark as IRS Reopens – William Hoffman:


Forbes 6/2/2020: Now, No Fee To Replace Lost or Trashed Stimulus Prepaid Debit Cards

– Kelly Phillips Erb:


Forbes 6/19/2020: Estimated Taxes Due July 15: Tax Return Pros Warn About Special Issues for 2020 – Bruce Brumberg:


Accounting Today and Financial Planning Magazine 6-23-2020: A hand up but a bill due: Taxes and unemployment – Jeff Stimpson:


Financial Advisor Magazine 6-29-2020: A Special Tax Return Clients Should Know About – Jeff Stimpson:


Tax Notes Today (subscription required) 7/13/2020: COVID-19 Shaped Tax Pros’ Business Through Filing Season – William Hoffman:


Tax Notes Today (subscription required) 7/28/2020: Lawsuit Claims IRS Violated APA With Informal Guidance– William Hoffman:


Accounting Today 8/7/2020: Time’s finally up: Preparers discuss how July 15 went – Jeff Stimpson:


Tax Notes Today (subscription required) 8/28/2020: IRS Again Pledges E-Signature Authorizations in Early 2021– William Hoffman:


Financial Planning Magazine 9/21/2020: Clients Have a New Option for Big IRS Debts – Jeff Stimpson:


Accounting Today 9/28/2020: Tax pros advise biz clients on going virtual – Jeff Stimpson:


Tax Notes Today (subscription required) 11/16/2020: New IRS Pay Plan Good for Taxpayers, Debatable for Practitioners– William Hoffman:


Accounting Today 11/24/2020: Remote possibilities: Tax pros look to a distanced future – Jeff Stimpson:


US News/Yahoo News 11/30/2020: What Is the Child Tax Credit? – Susannah Snider:


Accounting Today 12/10/2020: Scamdemic: Preparers help clients dodge COVID schemes – Jeff Stimpson:


Forbes 12/31/2020: Top 100 Must-Follow Tax Twitter Accounts for 2021 – Kelly Phillips Erb:





Tax Notes Today (subscription required) 1/17/2019: Underwithheld Taxpayers Get IRS Penalty Relief – William Hoffman:


Tax Notes Today (subscription required) 1/28/2019: As Shutdown Ends, Practitioners Mull Filing Season Uncertainties – William Hoffman:


US News and World Report 1/29/2019: 9 Red Flags That Could Trigger a Tax Audit – Susannah Snider:


Accounting Today 2/8/2019: Dear Congress: What preparers would like to tell Capitol Hill

– Jeff Stimpson:


Reuters 2/11/2019: Your Money: The IRS Form 1040 looks different, in more ways than one – Beth Pinsker:


Reuters 2/11/2019: Your Money: State taxes are too hard for mere mortals to compute – Beth Pinsker:


Accounting Today 3/5/2019: How preparers prepare: Do-overs heading into a unique season – Jeff Stimpson:


Tax  Notes  Today  (subscription required) 3/13/2019:    Survey:  TCJA, Shutdown, and Wayfair to Create Filing Season Woes:  – William Hoffman:


Tax Notes Today (subscription required) 7/2/2019: Tax Pros Find Much to Like as Taxpayer First Act Becomes Law – William Hoffman:


Tax Notes Today (subscription required) 8/6/2019: IRS Needs E-filing for Amended Returns, Inspector General Says – William Hoffman:


Tax Notes Today (subscription required) 8/21/2019: House Members Call for IRS Practitioner Services Unit – William Hoffman:


Accounting Today 9/18/2019:   Hard to decode: Preparers  discuss the    TCJA’s biggest challenges (Jeff Stimpson):


Accounting Today 10/21/2019: Listen Up: Veterans offer their best tax advice for new tax pros (Jeff Stimpson):



Tax Notes Today (subscription required) 11/1/2019: Tax Pros Praise New Spirit of Practitioner Support at IRS – William Hoffman:


Accounting Today 12/5/2019:    Take  it  away:  Helping  clients  with withholding (Jeff Stimpson):


Wall Street Journal 12/6/2019: Got a Side Hustle? Make These Tax Moves Now (Laura Saunders):


US News & World Report 12/17/2019: What is the Child Tax Credit? – Susannah Snider:


Accounting Today 12/26/2019: In the ballpark: Preparers discuss giving estimates (Jeff Stimpson):




Accounting Today 1/9/2018: The gig is up: Clients with side jobs often neglect taxes – Jeff Stimpson: economy-often-neglect-tax-issues


Tax Notes Today (subscription required) 2/14/2018: Early Filers May Have to Amend Returns Over Code Changes: passthrough-deduction-guidance-top-tax-pros-wish- list/2018/02/14/26wkx?highlight=kubey


Accounting Today 2/20/2018: Clients are confused about reform’s effects this season – Jeff Stimpson: reforms-effects-this-season?feed=00000158-3f60-dcbd-abf8-ff7e9cbd0000


Tax Notes Today (subscription required): 2/23/2018: Taxpayers, Not Tax Pros, Likely Users of Expected IRS Calculator – William Hoffman: notes-today/tax-system-administration/taxpayers-not-tax-pros-likely-users-expected-irs- calculator/2018/02/23/26xfw?highlight=hoffman


The Balance: What the New Tax Law Means for Small Businesses and Freelancers – Jean Chatzky/Hayden Field: and-freelancers-4158519


US News & World Report 3/1/2018: Don’t be Caught Off-Guard by the Consequences of Your Side Hustle – Susannah Snider: finance/taxes/articles/2018-03-01/the-tax-consequences-of-your-side-hustle


Tax Notes Today (subscription required): 3/19/2018: Now Law, New Form 1040SR for Seniors Puzzles Some Tax Pros – William Hoffman: today/tax-system-administration/now-law-new-form-1040sr-seniors-puzzles-some-tax- pros/2018/03/19/27w6d


Reuters/US News & World Report 3/20/2018: A New Quagmire for Quarterly U.S. Taxpayers – Beth Pinsker: 20/a-new-quagmire-for-quarterly-us-taxpayers


Accounting Today 3/20/2018: Tax pros rate the season so far: ‘Much busier, much sooner’

– Jeff Stimpson: much-busier-much-sooner


Accounting Today 3/27/2018: Refunds and rip-offs: Are clients aware of scams? – Jeff Stimpson: aware-of-tax-scams


Tax  Notes  Today  (subscription required) 4/3/2018:    New Cryptocurrency Taxpayers Complicate  Filing  Season  –  William  Hoffman:                                                                            today/tax-system-administration/new-cryptocurrency-taxpayers-complicate-filing- season/2018/04/03/27xn3?highlight=kubey


Accounting Today 4/6/2018: IRS now processing “extender” returns – Jeff Stimpson:


Tax  Notes  Today  (subscription required) 4/9/2018:    New Cryptocurrency Taxpayers Complicate Filing Season – William Hoffman:


Tax  Notes  Today  (subscription required) 4/18/2018:   Tax Day E-File Fail   Stuns IRS, Worries Filers, Angers Congress – William Hoffman:


Accounting Today 7-3-2018: Preparers share their initial problems with the TCJA – Jeff Stimpson:


CPA Practice Advisor 7/25/2018: National Association of Enrolled Agents to Testify at Senate Hearing on IRS Reform:


Senate    Finance    Committee    Hearing    written    testimony    and    archived               video:

C-SPAN – Senate Finance Committee Hearing 7/26/2018:


Accounting Today 7/26/2018: Senators introduce Bill to make IRS more responsive – Michael Cohn: irs-more-responsive-and-accountable


Tax Notes Today (subscription required) 9/21/2018: Payroll Companies, Preparers Hail Form W-4 Delay:


Accounting  Today  10/2/2018:    Tax  Pro’s  biggest  challenges  for  next  season  –  Jeff Stimpson:


US News and World Report 10/4/2018: What to Know About 401(k) Benefits for Student Loan Payments – Susannah Snider:


Accounting Today 12/18/2018:  Cool for School: Credentials that appeal to tax preparers

– Jeff Stimpson:

Tax Notes Today (subscription required) 10/29/2018: Self-Prep Return Record No Worry for Tax Pros in Wake of TCJA:


Tax Notes Today (subscription required) 11/16/2018: IRSAC Report Focuses on Funding, Free File, and Communications:


Tax Notes Today (subscription required) 12/13/2018: Contingency Fee Proposal Splits Practitioner Community:


Tax Notes Today (subscription required) 12/17/2018: A Look Ahead: Tax Pros Hopeful for Smooth Filing Season:


Tax Notes Today (subscription required) 12/20/2018: Tax Pros Seek Smooth Transition  as IRS Prepares for Fax Moratorium:



Older Articles:


Fox News How to Protect Yourself from Tax Fraud (April 2017):


Associated Musicians of Greater New York – Allegro (April 2017): taxes-this-year/


nerdwallet, NewsOK, Gainesville Sun: Comb your Closet for Charity – and a Tax Deduction (April 2017):–and-tax- deduction



New York Business Journal (February 2017): Kubey


IRS Selects New Advisory Council Members IR-2017-17 (February 2017):


Accounting Today 6/6/2017: Preparers sound off on Congress’ IRS budget, priorities: priorities


Accounting Today 6/13/2017: Preparers list their biggest do-overs from last season season


Accounting Today 6/27/2017: Pitches and glitches: Tax preparers discuss marketing goofs:   discuss-marketing-goofs


Accounting Today 6/30/2017: Preparers chime in on recent PTIN ruling


Accounting Today 8/3/2017: The Questions tax preparers just can’t ask clients


Financial Advisor 8/14/2017: 50% Tax on Missed RMDs May Be Waived (Jeff Stimpson)–tax-on-missed-rmds-may-be-waived-34128.html


Accounting Today 10/6/2017: A prime challenge in M & A: Retaining the clients (Jeff Stimpson) the-clients


Tax Notes Today (subscription required) 10/19/17: IRS Will Require ACA Compliance  in 2018 Returns: will-require-aca-compliance-coming-filing-season/2017/10/30/1x7fh?highlight=kubey


Reuters 11/14/17: Your Money: Minimal Relief from prospective death of the dreaded AMT prospective-death-of-the-dreaded-amt-idUSKBN1DE2IH